Contact Julie LaRue at 622-5131 with any questions concerning benefits.
As an ASMSA employee, you may be eligible to participate in:
Medical Insurance (UMR) - two plan options
Dental Insurance (Delta Dental)
Vision Insurance (Superior Vision)
ASMSA is part of the University of Arkansas System, which also offers the following benefits at no cost:
In order to encourage better health and fitness, ASMSA offers employees three 30-minute periods during each week to participate in fitness activities. Employees should discuss their schedules with their supervisors. More information about the Wellness Program and a form to chart your goals is available in the Related Documents posted at right.
The school nurse can provide blood pressure and pulse checks and body measurements. Scales are available in the nurse’s office for checking your weight. The nurse’s office is located on the first floor of the Student Center Building.
Visit the Onlife Health website to learn more about the wellness and preventive care program sponsored by the University of Arkansas Health Plan.
ASMSA benefits-eligible employees have two health coverage plans to choose from, the Classic Plan and the Point of Service Plan. Both the Classic Plan and the Point of Service Plan cover a wide range of traditional expenses such as doctors' visits, surgical services, pregnancy, emergency room services, hospital stays, and diagnostic testing. With a goal of assisting you in being healthy, the plans also provide coverage for items such as well-baby check-ups, annual physicals, and mental health counseling and prescription drugs.
The Classic Plan premiums are lower than the Point of Service Plan. However, benefits are only provided if you access care through your network providers. There are no benefits for out-of-network providers other than emergency or urgent care while traveling. See the Health Coverage Comparison or Health Plan Summary Plan Description (SPD) for details of the Classic Plan coverage.
Point of Service Plan
The Point of Service Plan is a "dual option" plan. Your out-of-pocket expenses are determined by whether you seek care from an in-network provider or an out-of-network provider. You get your best benefit by seeing in-network providers. Seeing a doctor or other provider outside of the network means that you will pay a higher share of the bill. If you obtain care from an out-of-network provider, your payment for these services will be based on the allowable amount for the services provided and not on billed charges. See the Health Coverage Comparison or Health Plan Summary Plan Description (SPD) for details of the Point of Service Plan coverage.
The University of Arkansas Dental Plan is self-insured and self-funded. Delta Dental of Arkansas is the third party administrator and processes your claims. Premium costs are shared between you and ASMSA.
The Dental Plan is designed to assist you in maintaining good oral health. The plan covers basic dental exams, restorative care, cleaning services and preventive services. It also covers more intensive and specialty dental needs including fluoride treatments, extractions, sealants, oral surgery, crowns, bridges, spacers, and implants. This plan is a preventive plan and does not provide orthodontia benefits. See the Schedule of Benefits for a review of your coverage. See the Summary Plan Description for details about the dental insurance plan.
The Superior Vision Insurance Plan provides primary vision care benefits including eye examinations, prescription eyewear, and contact lenses through a broad-based provider network of both ophthalmologists and optometrists. The plan also contracts with a large number of national and regional optometric chains.
ASMSA employees will be able to choose between two Superior Vision Insurance plans, the Basic Plan and the Enhanced Plan. See the Superior Vision Insurance Summary for a review of the covered benefits.
All benefit-eligible employees must participate in a retirement plan. Two categories of retirement are available, a 403B/457B Defined Contribution Plan and a Defined Benefit Plan. Employees make an irrevocable decision upon hire which option they will participant in.
1. Defined Contribution Plan - University of Arkansas Optional Retirement Plan
- Two companies to choose from: TIAA-CREF or Fidelity - You may choose to invest with one or both of these companies. Subject to plan restrictions, you may transfer accumulations from one company to another.
- ASMSA will contribute 5% of your regular salary whether or not you contribute. ASMSA will match any contributions you make over 5% up to employer maximum of 10%. At no time can the combined employee and employer contributions exceed the limitations established by the Internal Revenue Code.
- Employees may elect to make contributions to either the 403B/457B (pre-tax) or Roth (post-tax) plan.
- Vested after 1 year
- Click to read the Summary Plan Description
- Annual SRA letter
2. Defined Benefit Plan - Arkansas Public Employees Retirement System (APERS)
- Defined benefit plans offer a pension based on a formula which takes into account the number of years of participation on the plan and average annual salary, not contributions made to the plan. A cash option is not available for APERS.
- ASMSA contributions are made in occurrence with current legislation. Employees are required to contribute 5%.
- Vested after 5 years
- More information: www.apers.org
All ASMSA employees are eligible to participate in an unmatched 403(B) retirement plan on a voluntary basis. If you are not employed in a benefits-eligible role you will not receive any employer contributions to your retirement plan but you can make voluntary unmatched contributtions. You may select TIAA-CREF and/or Fidelity Investments for your retirement plan options. Within the IRS limits, you may enroll, end, increase, decrease or suspend your contributions at any time. Contact Human Resources for additonal informaton or assistance.
Basic Life Insurance - Basic Life Insurance is provided for you at no cost and is mandatory for all benefits-eligible employees. Eligible employees are automatically covered. This plan pays your beneficiary a benefit of one times your annual salary, up to a maximum benefit of $50,000. When your pay increases, your coverage is automatically adjusted. Coverage reduces at age 70 to 65% of the amount of life insurance you had prior to age 70 and then at age 75 reduces to 50%. The minimum Basic Life Coverage is $10,000 regardless of salary level or age. Click here for more information.
Optional Life Insurance - You have the option to buy additional life insurance through the Optional Life Insurance plan. You may choose additional coverage of one time, two times, three times, or four times your annual salary. The maximum benefit is $500,000. Coverage reduces at age 70 to 65% of the amount of life insurance you had prior to age 70 and then at age 75 reduces to 50%.
Dependent Life Insurance - You may buy life insurance for your spouse and eligible dependent children under this plan. If you enroll for this coverage, you have the option of choosing $10,000, $15,000 or $20,000 coverage on your spouse. Each eligible dependent child (age six months to 19 or age 25 if enrolled full time in school) is covered for 50% of the available spousal coverage (children older than 14 days but less than six months of age are covered for $100). You must be enrolled in Optional Life Insurance in order to enroll in Dependent Life Insurance.
Click here to read the Optional and Dependent Life Insurance coverage plan.
Coverage is available from $25,000 up to $300,000 (not to exceed 15 times your salary). You may elect Employee Only or Family coverage. If you elect Family coverage, you are insured for a specific amount. Your spouse would be covered at 60% the amount you are insured for in the event you become disabled.
Basic Long Term Disability Insurance - Covers the first $20,000 of your salary
Optional Long Term Disability Insurance - May be elected to cover the portion of your salary that exceeds $20,000. This insurance pays 60% of the amount you are insured for in the event you become disabled.
Click here to view the Long Term Disability coverage plan.
You may defer a portion of your income to pay for the following:
- Dependent Care Expenses
- Health Care Expenses
Click here for more information about regarding this plan.
Liberty Mutual offers a package for University of Arkansas System employees to provide you with a discounted rate for home and auto insurance. You can have your premiums paid through payroll deductions. You can enroll in Auto/Home insurance or make changes at any time. You and your family can apply for group rated Home and/or Auto Insurance at any time of the year by contacting the carrier, Liberty Mutual. They also offer Renter's Insurance. Please contact Liberty Mutual to ask questions or enroll.
This insurance provides for coverage of nursing/assistance in your home or in a nursing home. You can have your premium paid through payroll deductions.
University of Arkansas System employees working full-time (100% appointment), their spouses and dependents are eligible for a tuition discount. Visit the Human Resources Office for a tuition discount form. All tuition discount forms must be approved through Human Resources to receive the discount. There are deadlines, so be sure to have all the paperwork complete and turned in for each semester. Many graduate courses are not eligible for tuition discount, so check with Human Resources first to verify to which courses the discount will apply.
The Arkansas Employee Assistance Program is a benefit provided to all ASMSA employees and their immediate family members. AEAP provides counseling and is ideal for individuals and families experiencing personal distress or simply seeking to improve health and well-being.
AEAP can help with: stress management, grief, life balance, personal/emotional concerns, anger management, relationships, substance abuse, elder care, compassion fatigue, or work related issues.
This benefit is provided and NO COST to the employee and is completely confidential.
There is a location in Hot Springs. Contact AEAP at 1-800-542-6021 to schedule an appointment. Be sure to tell them you are in Hot Springs in order to see a counselor in our area.